Business and Finance

BDO Network Bank Backs MSMEs As Drivers Of Economic Growth

MICRO-SMEs (MSMEs) remain the country’s economic growth engines albeit the challenges that confront their businesses due to the pandemic. For this reason, BDO Network Bank (BDONB) ensures they get the needed support to make their operations and processes efficient and robust.

“The country’s development depends on the growth of MSMEs. When MSMEs grow, business owners and their families will enjoy a better future. There will be more job creations for our children,” BDONB senior vice president and MSME Group Head Karen Cua said.

BDONB is the community bank of BDO Unibank that services both the underserved and unserved markets.

According to Cua, MSMEs basically run the economy of communities because while providing income to many, they create products and services that are important to people’s lives. 

MSMEs are a critical sector in the Philippines as they account for 99.5% of business enterprises, 62.6% of total employment, and 35.7% of additional gross value based on DTI’s 2020 MSME Statistics. They also serve as valuable partners and suppliers to large enterprises. 

Braving the pandemic

If there is one thing Cua has learned about Filipino entrepreneurs during this unprecedented time is that they are strong, persevering, and brave. They are the type of business people who will adapt and fight to stay afloat amid the storm.  

“Essential businesses continue to market their valuable products and services by adapting new and innovative methods like online selling and streaming, while many non-essential businesses that experienced a dip in profit transitioned to selling essential goods and services,” she said.

A partner in growth

BDONB has been a staunch partner of MSMEs in growth. The bank offers Kabuhayan Loan to give MSMEs access to additional capital to build up their stocks, to purchase other business assets, and to expand their stores. 

According to Cua, the Kabuhayan Loan covers a fast and simple application process that allows small business owners to borrow up to P1 million. In addition, the Kabuhayan Loan offers affordable monthly installments and provides financial management information via social media and webinars to help business owners maximize their capital.

Beyond the Kabuhayan Loan, BDONB provided free insurance coverage as well as gave out Kabuhayan Package from SM Appliance and SM Supermarket to select BDONB borrowers in 2021. 

For more information about the products and services of BDONB, visit or the official facebook page        



  1. karen+joy+daban
    January 8, 2022 at 7:38 pm

    Napakalaking tulong talaga ng BDO lalo na sa mga Kababayan nating MSMEs lalo na sa panahon mg Pandemya.Ito ang nagsisilbing sandalan ng mga Entrepreneur amd small Businesses

  2. Yanpaladquisol
    January 8, 2022 at 7:49 pm

    Maraming salamat BDO big help ito para kahit papano maka survive ung mga may small business ngaung pandemic.💕

  3. Myla quisora
    January 8, 2022 at 7:52 pm

    Super galing naman talaga ng BDO . daming natutulungan

  4. Amelia lacson
    January 8, 2022 at 7:53 pm

    Malaking tulong itong DBO para sa mga nag uumpisang bumangon sa buhay dulot ng pandemya

  5. Mitra Lyka
    January 8, 2022 at 7:58 pm

    Big help sa ating mga MSME ang tulong na ito ni BDO para maka survive ngayong pandemya at kabilang lockdown.

  6. Dhel Manog
    January 8, 2022 at 8:17 pm

    Kung sa pagtulong lang naman sa mga small businesses nangunnguna na dyan ang BDO,gumagawa talaga sila ng way para makatulong.Godbless BDO!

  7. Winnie Cruz
    January 8, 2022 at 8:17 pm

    This is great lalo napo sa mga mag sisimulang mag negosyo nang maliit po muna ung kailangan po nang puhunan salamat BDo

  8. Hazel Mary Ruiz
    January 8, 2022 at 8:19 pm

    We always salute BDO for helping out sa mga kababayan natin na kailangan ng tulong. 👍🏻

  9. Sarah jane adriano
    January 8, 2022 at 8:21 pm

    Bdo we find ways lalo na pagdating sa pagtulong especially sa mga may negosyo thank you bdo

  10. Mae Anne campollo
    January 8, 2022 at 8:43 pm

    By there slogan that We Find Ways, indeed 🙇‍♀️🥰💖 Specially sa Mga Small Business owner, malaking tulong ito.. Galing 🥰

  11. Antoniette Sanchez David
    January 8, 2022 at 8:44 pm

    Wow godbless bdo you always find ways para makatulong

  12. Catherine Sedano
    January 8, 2022 at 9:33 pm

    The Kabuhayan Loan offered by BDONB to MSMEs is really helpful. Given that they are critical sector in the Philippines, we should give an eye of the growth of their business as they provide income, products and services to many. Not to mention the additional benefit the loan gives such as insurance and kabuhayan package is a lot help indeed. Kudos to BDONB for finding ways to help our drivers of economic growth. 💙

  13. Bessie Ramos
    January 8, 2022 at 10:08 pm

    Its really Helps sa mga MsMEs ang binibigay na kabuhayan loan ng BDO .

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