Country Bankers Insurance Group Urges Homeowners To Think Ahead And Be Vigilant VS Fire
The number of fire incidences increased insignificantly in 2018, as reported by the Bureau of Fire Protection (BFP). From January 1 to December 27, 2018, a total of 14,316 fires occurred versus 14,198 in 2017.
Yet, the unpredictability and destructiveness of fire incidents still warrant a more efficient and reliable means of protecting lives and property. While some Filipinos think fire insurance is unnecessary, it is time to change that old view.
“Big or small, homes should be covered by fire insurance. To see your property go up in smoke can be a traumatic experience, so it is best to be on guard for emergencies all the time,” says Geraldine Desiderio-Garcia, senior vice president and general manager of Country Bankers Insurance Group (CBIG).
Responding to the need for home security, Country Bankers Insurance Corporation (CBIC), a subsidiary of CBIG, has come up with low-cost insurance products that cover a wide array of non-life insurance including motor vehicle and fire.
CBIC’s fire insurance provides options that fit different lifestyles – from fire and lightning (buildings and/or contents), as well as several situations such as during earthquakes, typhoons and floods. Optional supplementary covers may also be availed from clearing of debris, and firefighting expenses, to household employee belongings.
“Insurance has become dynamic because we only want to provide homeowners security and protection, to give them peace of mind during times of distress,” Garcia explains.
CBIC supports the BFP’s campaign to prevent fire incidences if not dramatically reduce damage and casualty. Here are some tips for homeowners to keep in mind:
- Do not use extension cords as permanent outlets; do not loop them around sharp objects that may cause cords to fray open.
- Make sure curtains are away from electric fan blades.
- Do not leave an electric fan switched on when it is no longer rotating; regularly clean and oil household electric fans.
- Do not delay fixing defective appliances.
- Unplug rice cookers and clothes irons promptly after use.
- Place candles in holders or a basin partly filled with water.
- Put out candles before going to bed.
- Never leave your cooking unattended.
- Matches and lighters should be kept out of reach of children.
- Stoves must be clean and grease-free; check LPG for leaks with soapy water.
- Do not douse a burning frying pan with water, but instead cover it with a lid or a damp cloth.
- Unplug all idle electrical appliances.
- Avoid overloading outlets and using worn-out cords.
- Do not store items on the stove top.
- Keep flammable liquids and other combustible items away from the stove when cooking.
- Replace smoke alarm batteries every six months.
For inquiries on life and nonlife insurance products, visit Country Bankers Centre at 648 T.M. Kalaw Avenue, Ermita, Manila or call 523-8611 for life and 524-0621 for nonlife.